From consulting to implementing we

Manage your risk

A structured risk management solution is generally the most effective and cost-efficient way to manage risk.

General / Commercial policies vs Contingency policies

General / commercial policies are well known, and cover can be obtained for most insurable risks.

Contingency policies form part of the alternative risk transfer market. The intention of these policies is to reduce the cost contained in general / commercial insurance premiums over time. It is a sensible alternative for clients with long term commitment to focus on loss control/prevention and a willingness to accept a portion of their own risk.

These policies offer clients a formal risk management solution that usually covers a wider scope in cover categories, where conventional insurance is either unwilling to provide cover or it is too expensive to obtain appropriate cover.

Why 101?

Trusted by many…

  • Independent advisors with expert knowledge allow for sound advice and flexibility.
  • Our sole purpose is not to try and undercut a client’s current premium, but rather establish a long-term risk management solution using a combined insurance approach.
  • In establishing a long-term risk management solution, we will endeavour to achieve:
    • A reduction in insurance cost over time
    • Growth of your business’ independence
    • Quality risk management for sustainable growth
  • Continuous monitoring to ensure the optimal blending of insurance products is used as per the client’s specific risk appetite.
  • We don’t want to be an insurance broker, but a risk management partner to our clients.

We’re Waiting To Help You

Get in touch with us today and let us help you manage your risks.

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